Are premium rates for FWD Early CI Protection Rider guaranteed? Faith, your friendly assistant October 31, 2023 16:00 Updated No, we may change the premium(s) at any time by giving you 30 days’ notice. Related articles Can FWD Early CI Protection Rider be added after policy inception? Can I claim more than one time for the same critical illness under the Critical Illness Benefit, if I am diagnosed at different stages?