FWD Recover First is designed to provide you the critical illness coverage you need for tomorrow, by insuring you for an occurrence of any diseases that affect your health. In other words, your coverage is not limited to just what is known today, but also unknown diseases that may strike unexpectedly tomorrow.
We provide coverage for:
- early and intermediate critical illnesses
- 9 key body systems that impact your well-being
- disabilities regardless of cause
- Intensive Care Unit stay of at least 5 days with invasive life support
Future Protect Benefit
We will cover you for all diseases, even new diseases that are not known today.
Multiple payouts via Reset Benefit
Continued to be covered for late stage critical illnesses at 100% of your chosen sum insured, even after your first successful claim with the Future Protect Benefit. The full sum insured will reset 12 months from the date of diagnosis.
Waiver of premium
If you make a valid claim with the Future Protect Benefit, we will waive all future premiums for the policy, leaving you with absolute peace of mind to focus on your recovery.
FWD Recovery Programme
We understand that it takes more than just financial support to recover and adapt to a new normal with an illness or disability. That is why we have put together a holistic suite of programmes to help you and your family regain your dignity and financial independence upon your diagnosis. Recovery Benefits are worth up to S$10,000 in total value.
Be protected for the unexpected when you are diagnosed with one of any of our 10 Special Benefit conditions. We will pay out up to six claims with this benefit.
37 late-stage critical illnesses (base benefit)
We cover you for 37 late-stage illnesses, including treatment claims for angioplasty and other invasive coronary artery treatment claims. Your policy will be terminated once this base benefit is fully paid out.
View our brochure to learn more or download the attached file.