What is the benefit of buying FWD's 2-year motorcycle insurance plan? Faith, your friendly assistant September 13, 2021 01:25 Updated By buying a 2-year plan, you are not only guaranteed the second-year premium but you also get a 5% discount. Related articles What is an "Excess" in FWD's motorcycle insurance? What is the difference between Comprehensive, Third Party Fire and Theft, and Third Party motorcycle insurance? What is additional excess for young drivers in FWD's motorcycle insurance? What happens when I ride my motorcycle out of Singapore? What happens if I do not report the car / motorcycle accident?