As NCD is attached to the policy holder, common industry practice is that the transfer of NCD to another person is not allowed. We, however, understand that there may be cases where the vehicle ownership may be swapped between spouses and you would like to align the policyholder with the owner of the vehicle. To this extent, we accept transfer of NCD between spouses. NCD can also be transferred by the policy holder to any new motorcycle if the old motorcycle is sold.
Is my motorcycle insurance No Claim Discount (NCD) transferrable?
