Can No Claim Discount (NCD) be split between multiple motorcycle or cars? Faith, your friendly assistant September 13, 2021 01:25 Updated NCD cannot be branched out or split between multiple vehicles, regardless of the type of vehicles. Related articles Is my motorcycle insurance No Claim Discount (NCD) transferrable? If I have been riding overseas without any claim, can that be applied to No Claim Discount (NCD) when I buy FWD Motorcycle insurance? FWD notified me that the motorcycle insurance NCD I declared seems to be incorrect upon checking with my previous insurance company. What can I do? What information does FWD need to issue a commercial car insurance policy? What happens if there is a break in motorcycle ownership?