You can buy FWD’s motorcycle insurance if:
- You are the registered owner of this motorcycle and it is registered under your name as an individual;
- You are a resident of Singapore and have a valid NRIC or FIN;
- You are holding a valid Singapore riding license;
- Your age is between 18 to 69;
- You have not had 3 or more at-fault claims made against you or had your driving/riding license revoked or suspended in the last 3 years;
- You have never been convicted of riding under the influence of alcohol or drugs or riding while intoxicated;
- You have never been refused when buying/renewing any motorcycle insurance, nor has your motorcycle insurance ever been cancelled/voided by your insurer;
- Your motorcycle is registered in Singapore and is in roadworthy condition within Land Transport Authority (LTA) guidelines;
- Your motorcycle is used only for the purposes you specify to us: For Personal Use, you ride your motorcycle for leisure, and to and from work only. For Commercial Use, you ride your motorcycle for delivery of goods, delivery of food, and Personal Use;
- Your motorcycle is not and will not be used for renting or leasing purposes; and
- Your motorcycle is LTA compliant and is 7 years old or less from initial registration for Comprehensive cover, 20 years old or less from initial registration for Third Party Fire and Theft, or Third Party only cover