Is my FWD Home Insurance cover active right away or do I have a waiting period? Faith, your friendly assistant September 13, 2021 01:23 Updated No, there is no waiting period and you are covered from the moment you buy home insurance. Related articles What is the ‘free look’ period for this FWD Home Insurance policy? What types of home insurance does FWD offer and what is the duration of cover? Who can buy FWD’s Home Insurance? What are the payment methods available for FWD Home insurance? How do I renew my FWD HDB Fire insurance?