Is my FWD Home Insurance cover active right away or do I have a waiting period? Faith, your friendly assistant August 17, 2023 06:33 Updated No, there is no waiting period and you are covered from the moment you buy home insurance based on your policy start date. Related articles Must I inform FWD if the residence to be insured has changed? What is the ‘free look’ period for this FWD Home Insurance policy? What types of home insurance does FWD offer and what is the duration of cover? Who can buy FWD’s Home Insurance? What are the payment methods available for FWD Home insurance?