How does FWD Invest First invest along with me?

Throughout the policy term, we will be crediting two types of bonuses to your policy – Booster Bonus & Loyalty Bonus. 

The Booster Bonus will be credited with each regular premium paid during the first three years. The amount of Booster Bonus payable is dependent on your annualised regular premium as well as your selected premium payment term. 

Starting from the 5^th policy year and throughout the term of your policy, a Loyalty Bonus will be credited annually as long as you stay invested. During premium payment term, Loyalty Bonus will be adjusted if you miss paying any regular premium or withdraw from your policy during the previous policy year. No adjustments will be made if the above happens after premium payment term.

Please note that the Booster Bonus will not be paid on any recurring single premium and top-up premium. 

FWD reserves the right to change the Booster Bonus and Loyalty Bonus rates at any time. For details on the bonus rates, please refer to the product summary.