What policy periods can I choose from for FWD’s DIRECT – Term Life insurance? Faith, your friendly assistant September 15, 2021 14:47 Updated We have three for you to pick from: five-year (renewable) insurance, 20-year plans, or up-to-age-65 policies. Related articles For FWD’s DIRECT – Term Life insurance, will the policy be renewed automatically? What does a “trusted individual” mean? What are the payment frequencies and payment methods for FWD’s DIRECT – Term Life?