I already have an FWD DIRECT – Term Life insurance policy, can I add a critical illness rider to my policy? Faith, your friendly assistant September 15, 2021 14:47 Updated We are unable to add riders to your policy once the coverage has started. If you would like a policy with Critical Illness coverage, please purchase a new policy here. Related articles Can I remove my critical illness rider from my FWD DIRECT – Term Life insurance policy? Can I purchase the COVID-19 Hospitalisation & Repatriation Expenses rider if my FWD Maid insurance policy has already started? Can I add rider(s) after my FWD Future First policy is issued? Can I buy FWD Future First and how do I buy it? What policy periods can I choose from for FWD’s DIRECT – Term Life insurance?