For FWD’s DIRECT – Term Life insurance, will the policy be renewed automatically? Faith, your friendly assistant September 15, 2021 14:47 Updated Yes. To ensure you continue to enjoy uninterrupted coverage, we currently only offer recurring payments. Related articles When does my FWD DIRECT – Term Life insurance cover start? I already have a Term life Plus policy. Now, I want to reduce the sum insured I’m being covered for. What should I do? Can I buy FWD’s Heart Attack insurance and how do I buy it? What policy periods can I choose from for FWD’s DIRECT – Term Life insurance? Can I remove my critical illness rider from my FWD DIRECT – Term Life insurance policy?