Is there any penalty if I file a claim after I return to Singapore? Faith, your friendly assistant December 15, 2021 08:29 Updated No, there is no penalty for filing your claim after you return to Singapore. Related articles How do I submit my Travel claim and what are the documents required? Must I file my claim while I’m still overseas? What are the possible scenarios where FWD will not pay for my claim? If my claim is in foreign currency, how will you pay me? What should I do if my check-in baggage is lost by the airline?