FWD Future First is a pure insurance coverage that protects you for the period of time that you have chosen. This product focuses on protection and does not have cash values, surrender values, investment or savings elements.
FWD Future First provides a payout in the event of death and terminal illness. You can add on riders for premium waivers, additional coverage for all stages (early, intermediate or late stage) of critical illnesses and future unknown illnesses, and total & permanent disability in a single policy. You will have to pay additional premiums (on top of the premium you pay for your base plan) for its respective coverage to be in effect.
FWD Future First has unique features such as complimentary insurance coverage for the surviving spouse and the ability to increase your coverage when you experience key events in your life like getting married or having or adopting a child, subject to prevailing terms and conditions.
What’s more, FWD gives you more than just an insurance plan. We’ll support you and your family with what matters most in times of crisis – FWD exclusive recovery programme.