Please declare the number of at-fault claims made against your car insurance during the past 3 years. This does not include windscreen claims. If you are unsure whether you were at-fault or the claim is pending finalisation, please include the claim when obtaining the quote and purchasing. This is to prevent any possibility of missed-declaration which may lead to gap in your coverage. Once we confirm you were not at-fault, we will refund you the difference in premium.