Does FWD’s car insurance include cover for Certificate of Entitlement (COE)? Faith, your friendly assistant September 26, 2021 14:54 Updated Our policy includes cover for COE, as long as you bought the Comprehensive or Third Party Fire and Theft cover. Related articles What are the different types of excess for FWD Car insurance? What is additional excess for young drivers? What does “new-for-old” cover mean? Where can I get my car repaired when my car is damaged due to an accident? Is there a way to protect my No Claim Discount (NCD)?