Does FWD car insurance cover for loss of keys? Faith, your friendly assistant September 26, 2021 14:53 Updated Loss of keys is covered by FWD depending on the plan you buy. Related articles What is the difference between the three FWD Car insurance plans (Classic, Executive, Prestige)? What is the 24-hour roadside assistance from FWD? How do I make premium payments for my FWD policies using GIRO? Is there any optional cover to allow my accident repairs to be done at a workshop of my choice? What are “accessories” and how are they protected?