Does FWD car insurance cover for loss of keys? Faith, your friendly assistant September 26, 2021 14:53 Updated Loss of keys is covered by FWD depending on the plan you buy. Related articles What is the 24-hour roadside assistance from FWD? How do I make premium payments for my FWD policies using GIRO? Is there any optional cover to allow my accident repairs to be done at a workshop of my choice? What is the coverage limit for damage to property of others? Who will be covered under the Personal Accident benefit?