Can the No Claim Discount (NCD) be split between multiple cars? Faith, your friendly assistant September 26, 2021 14:53 Updated NCD cannot be branched out or split between multiple cars. Related articles Is the No Claim Discount (NCD) transferrable? If I have been driving overseas without any claim, can that be applied to my No Claim Discount (NCD) when I buy FWD Car insurance? Is there a way to protect my No Claim Discount (NCD)? FWD notified me that the motorcycle insurance NCD I declared seems to be incorrect upon checking with my previous insurance company. What can I do? What happens if there is a break in car ownership?