Does FWD’s maid insurance cover my maid if she gets sick due to an illness or injured due to an accident while she is back in her home country during her home leave?

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• When my maid travels with me or my family, is she covered?
• Can I just buy the insurance coverage portion without the security bond to Singapore Ministry of Manpower (MOM)?
• Do you offer waiver of counter indemnity for security bond to Singapore Ministry of Manpower (MOM)?
• My maid is from the Philippines and I need a letter of guarantee to the Philippine Overseas Labor Office (POLO). Does FWD Maid insurance include this?
• If my maid becomes sick and visits a clinic, is she covered by FWD Maid insurance?