If my maid accidentally injures someone else or damages someone else’s property, is she covered? Faith, your friendly assistant September 27, 2021 03:25 Updated Yes, liability to third parties is part of the standard cover. The limit of cover is dependent on the plan you purchase. Related articles Does FWD’s six-monthly medical examination (6ME) package cover all tests? My maid is from the Philippines and I need a letter of guarantee to the Philippine Overseas Labor Office (POLO). Does FWD Maid insurance include this? When my maid travels with me or my family, is she covered? I have just purchased my FWD Maid insurance and have indicated the wrong start date. How do I change the start date? If my maid is hospitalised and I need another maid during this period, does FWD’s maid insurance cover for the cost to hire another maid?