If my maid accidentally injures someone else or damages someone else’s property, is she covered? Faith, your friendly assistant September 27, 2021 03:25 Updated Yes, liability to third parties is part of the standard cover. The limit of cover is dependent on the plan you purchase. Related articles I have just purchased my FWD Maid insurance and have indicated the wrong start date. How do I change the start date? My maid is from the Philippines and I need a letter of guarantee to the Philippine Overseas Labor Office (POLO). Does FWD Maid insurance include this? When my maid travels with me or my family, is she covered? What does repatriation expenses mean? If my maid is hospitalised and I need another maid during this period, does FWD’s maid insurance cover for the cost to hire another maid?