FWD Invest Goal X has four core features:
Get a head start to your goals
Booster Bonus1 rewards as much as 14% p.a. on your regular premiums paid in the first three policy years.
1Booster Bonuses are paid only upon receipt of regular premiums in the first three years and will be allocated to the Initial Units Account (IUA). If regular premiums are missed during the first three policy years, the Booster Bonus will not be extended to accommodate subsequent regular premium receipts. Booster Bonus is dependent on the Booster Bonus rate (reward band and minimum premium payment term) and regular premium received.
Stay invested and watch your policy value grow
Enjoy annual Loyalty Bonus of 2.0% of the initial units account value2 from the start of the 11th year. This bonus remains payable during premium holiday3 as long as your policy remains in-force.
2Regular premium paid at the start of each policy anniversary will not be eligible for Loyalty Bonus.
3Do note that premium shortfall charge and redemption fee applies if you take a break from paying premiums or withdraw from the initial units account from policy year 3 to year 10. Premium holiday and withdrawal from the initial units account is not allowed in the first 2 policy years.
Top-ups are kept charge free. No lock-in on your top-up monies4.
Top-ups are kept in the accumulation units account so that you can grow your investments at no additional ongoing charges5.
4After minimum premium payment term, you will need to maintain a minimum policy value of SGD 3,000 or USD 2,250 after each withdrawal.
5For each top-up premium, we will apply a charge of 5% before using the remaining amount to purchase units in your desired ILP sub-funds.
You can also choose to withdraw these monies anytime.
Curated funds and complimentary auto-rebalancing
Exclusive opportunity to invest in over 50+ curated funds from globally established fund managers.
Our auto-rebalancing technology tracks and monitors your portfolio to make adjustments based on your predefined fund allocation.