Does FWD’s travel insurance cover cruises or cruises to nowhere?

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• How soon can I purchase FWD’s COVID-19 enhanced travel benefits? Can I purchase this on the same day that I’m travelling?
• What is the difference between FWD Travel insurance and COVID-19 Enhanced Travel Benefits?
• Can I still buy FWD’s COVID-19 enhanced travel benefits if I’m already on a ferry or a cruise ship?
• Will the COVID-19 Enhanced Travel Benefits add-on cover me if I test positive for COVID-19 but I am not hospitalised?
• Can I still buy FWD’s COVID-19 enhanced travel benefits if I’m already at Singapore Changi Airport or the Woodlands/Tuas checkpoint?