What is the term for the FWD CI Premium Waiver Rider? Faith, your friendly assistant January 27, 2022 01:39 Updated The term of the rider will follow the term of the fixed-term FWD Future First policy (the base plan). Related articles Are premiums guaranteed for the FWD CI Premium Waiver Rider? What is the term for the FWD Payer Premium Waiver Rider? What is the FWD CI Premium Waiver Rider?