For occupation-related accidents, what insurance products do FWD offer? Faith, your friendly assistant March 30, 2022 10:02 Updated FWD offers Personal Accident insurance that covers occupation-related accidents. Related articles For purchase of Personal Accident insurance, what should I indicate for the occupation group if I have just completed my National Service or am currently unemployed? Is my cover active right away or do I have a waiting period? I may travel overseas sometimes, does FWD’s Personal Accident insurance product cover me?