You can apply to pay a top-up premium to grow your investment faster, subject to full repayment of regular premiums that were missed (if any). Total top-up premiums will be capped at 2 times the annualised regular premium committed at the date your policy starts.
The minimum amount of each top-up premium is S$3,000 or US$2,250.
We will use the amount of your top-up premium, less a premium charge, to buy units in each ILP sub-fund you have chosen or in funds in your selected investment strategy. These units will be allocated into the accumulation units account.
Should you take a break from paying your regular premiums, you will be allowed to repay the regular premiums that were not paid during this period. Repayment is only allowed till the end of the premium payment term. There will be no premium charge on the repayment of missed regular premiums. The maximum amount of regular premium that you can contribute to your policy is calculated by multiplying your premium payment term with the annualised committed regular premium.