Do you offer instalment payment plans for personal accident insurance premiums?

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• Is my cover active right away or do I have a waiting period? I may travel overseas sometimes, does FWD’s Personal Accident insurance product cover me?
• Does the waiting period still apply when I renew my existing FWD Personal Accident insurance?
• How do I submit my Travel claim and what are the documents required?
• Does FWD Personal Accident insurance cover hospitalisation and surgery costs?
• What happens if the person protected by personal accident insurance disappears?