What does a “trusted individual” mean? Faith, your friendly assistant September 15, 2021 14:47 Updated A trusted individual is: Is at least 18 years old; Possesses at least GCE “O” or “N” level qualifications, or the equivalent; Is fluent in spoken and written English; and Is someone you trust. Related articles How do I submit my Travel claim and what are the documents required? Can I buy FWD’s DIRECT – Term Life insurance and how do I buy it?