In general, we do not need you to undergo a medical check-up. However, a medical check-up may be required if
- your health conditions have changed,
- you are suffering from an existing medical condition, or
- the sum insured (for in-force and pending applications) is large (e.g. >S$1.5mil for a 45-year-old).
In such a scenario, we will evaluate and assess the application on a case-by-case basis and inform you accordingly if a medical check-up is needed.