What is the term for the FWD CI Premium Waiver Rider? Faith, your friendly assistant July 06, 2022 06:03 Updated The term of the rider will follow the term of the fixed-term FWD Future First policy (the base plan). Related articles What is the FWD CI Premium Waiver Rider? What is the FWD Payer Premium Waiver Rider? Are premiums guaranteed for FWD Future First and its add-on rider? What is Premium Waiver Supplementary Plan under FWD’s Term Life Plus insurance? I am covered the same amount for the FWD Future First (the base plan), FWD Critical Illness Rider and FWD TPD Rider. What happens when I make a claim for total and permanent disability?