The sum insured (SI) is equal to the total annual premiums payable throughout the duration of your policy (excluding premiums payable on riders). It is a value used to determine your Guaranteed Special Benefit and cash benefits and does not represent the amount you will receive upon death.
For policies with a single premium, the sum insured = single premium.
For policies with a 5- or 10-year regular premium payment term, the sum insured = annual premium X premium payment term.