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FWD Life Income

  • How can I repay my loan?
  • Can I take a loan from my policy’s surrender value?
  • Will I be able to get a refund if I cancel my FWD Life Income policy?
  • What is the minimum premium required to start a FWD Life Income policy?
  • What are the payment method options for FWD Life Income?
  • Who can buy FWD Life Income?
  • Can the policy owner revoke the secondary person insured nomination after the active person insured dies?
  • What happens if the secondary person insured dies before the active person insured?
  • Who can change the secondary person insured of the policy?
  • If there is an appointed secondary person insured, what happens to the policy upon death of the policy owner?
  • How many times can I appoint a secondary person insured?
  • Can the policy owner appoint and/or revoke a new secondary person insured?
  • When can a secondary person insured can be appointed?
  • Who can be appointed as the secondary person insured?
  • What is the secondary person insured option?
  • Who can change the person insured of the policy?
  • How many times the person insured be changed?
  • When can the change of person insured be made?
  • Who can be appointed as the person insured?
  • What is the change of person insured option?
  • What happens on the death of the policy owner?
  • What happens if FWD is not immediately notified of the person insured’s death, and continues to pay out the cash benefits the policy owner?
  • Does the policy owner need to provide proof of survivorship on the person insured to receive the cash benefits?
  • What is the terminal illness benefit?
  • What is the death benefit?
  • What is the maturity benefit?
  • When can I surrender my policy? What will I receive?
  • Can I change the frequency of my cash benefits payout? When will the change be effective?
  • How frequent will regular cash benefits be paid out?
  • Can the accumulated Guaranteed Special Benefit and cash benefits be withdrawn at any time?
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