Who can be appointed as the secondary person insured? Faith, your friendly assistant May 04, 2023 16:00 Updated The secondary person insured can be the policy owner, policy owner’s spouse, child or legal ward. Related articles If there is an appointed secondary person insured, what happens to the policy upon death of the policy owner? When can a secondary person insured can be appointed? What is the secondary person insured option? When can the change of person insured be made?