Who can be appointed as the secondary person insured? Faith, your friendly assistant May 04, 2023 16:00 Updated The secondary person insured can be the policy owner, policy owner’s spouse, child or legal ward. Related articles When can a secondary person insured can be appointed? What is the secondary person insured option? If there is an appointed secondary person insured, what happens to the policy upon death of the policy owner? What is the change of person insured option? Can I make premium payments for my FWD policies purchased through financial advisers, using PayNow?