Who can change the person insured of the policy? Faith, your friendly assistant May 04, 2023 16:00 Updated Only the policy owner can change the person insured of the policy. Related articles What is the change of person insured option? How do I submit my Travel claim and what are the documents required? What is the secondary person insured option? Can I take a loan from my policy’s surrender value? I have expensive jewellery and watches, are these items covered in full under FWD Home insurance?