Do I need to go for a medical examination to buy FWD Flex insurance? Faith, your friendly assistant July 05, 2023 16:00 Updated No, all you need to do is complete a simple online health declaration. Related articles Can I buy FWD Flex insurance if I have a medical condition? What is FWD Critical Illness Plus insurance? When does my FWD Flex insurance coverage start? Do I need to pay for a medical check up? How do I renew my FWD HDB Fire insurance?