Is medical underwriting required? Faith, your friendly assistant October 31, 2023 16:00 Updated Yes, medical underwriting is required for FWD Life Protection and its accompanying riders. Related articles Are there any minimum and maximum sum insured requirements? What are the possible scenarios where FWD will not pay for my claim? Can FWD Early CI Protection Rider be attached with FWD CI Protection Rider? What is the Medical Second Opinion? How do I submit my Travel claim and what are the documents required?