Do I still have to lodge the accident report if my car/motorcycle was involved in an accident but there was no damage to my car / motorcycle or if I do not wish to make a claim?

Under the Motor Claims Framework (MCF), in any accident regardless how minor it was, you should lodge the GIA Report in any of our Approved Reporting Centres within 24 hours or by the next working day. If no claim is submitted by you or by the third party against your policy, your report will not affect your No Claim Discount (NCD) and your policy renewal. The accident report is important as it will provide the necessary information in order for us to handle any claims made against your policy due to the accident.

For more information about the Motor Claims Framework (MCF), you may refer to http://www.gia.org.sg.