The rider’s term will follow the policy term of your FWD Future First policy.
If you have a 10-year renewable term and no claim was made during the rider term, we will automatically renew the rider for a further 10-year term from each rider expiry date, until (i) the person insured reaches age 75, or (ii) we cannot offer another full 10-year term before the person insured reaches age 75, whichever happens first.
In either case, the rider cover will not be renewed beyond the base plan’s coverage term.