If you add on the FWD Critical Illness Rider or the FWD Total CI Rider to your base plan, we will provide you access to this benefit if you have been diagnosed or is suffering from one of the covered critical illness conditions.
With this benefit you have the ability to have your diagnosis or treatment plan review by another healthcare professional in case you are unsure about the diagnosis or treatment you've received.
This service is provided with no out-of-pocket costs.