FWD Payer Premium Waiver Rider is an optional rider that can be added on to a fixed-term FWD Future First policy (the base plan) if the policy owner and the person insured are not the same person.
This rider offers the policy owner a waiver of all future premiums on the base plan and attaching riders (where applicable) if the policy owner dies, becomes totally and permanently disabled (TPD) or is diagnosed with any of the covered critical illnesses (CI).
Please refer to the respective contracts for the individual riders for more information on the benefits and the list of critical illness conditions covered under each rider.