You can decrease the sum insured under your policy at any time. The new sum insured will be effective on your policy from the next premium payment due date. The decrease in sum insured should be in multiples of S$50,000.
However, you cannot increase the sum insured of your policy. Instead, you may purchase a new policy to increase your protection amount. Please note that S$300,000 is the maximum protection you can buy under FWD Critical Illness Plus insurance. If you have any other existing FWD Big 3 Critical Illness insurance, FWD Cancer insurance, FWD Recover First or FWD Total CI Rider, the maximum combined critical illness protection you can own with FWD, including this plan, is S$350,000.