It depends on whether your beneficiary is a trust nominee or a revocable nominee. If your beneficiary is a trust nominee, you can only make changes after your trust nominees agree to your change request. If your beneficiary is a revocable nominee, you can change beneficiaries anytime. For more information on beneficiaries and nominee types, please click here.
You may make changes to your beneficiaries online, via our Customer Portal. For a step-by-step guide, refer here.