Is my FWD Home Insurance cover active right away or do I have a waiting period? Faith, your friendly assistant August 17, 2023 06:33 Updated No, there is no waiting period and you are covered from the moment you buy home insurance based on your policy start date. Related articles Must I inform FWD if the residence to be insured has changed? Where can I get a quote or buy home insurance from FWD? What is the ‘free look’ period for this FWD Home Insurance policy? Can I choose the countries where I will be covered for my FWD International Health insurance? What kind of events does FWD Home insurance cover?