The earliest policy start date upon your purchase of FWD Maid insurance is 5 days from the date of purchase as we need to process and transmit your maid’s insurance details to the Ministry of Manpower (MOM).
When you should purchase your maid insurance depends on the type of work permit your maid has. The three types of work permits are:
- New maid - refers to a maid you're engaging for the first time. The policy start date should be the date when your maid is coming into Singapore or earlier, except for maids from India, where the start date should be the date your maid leaves India or their flight date.
- Renewal maid - refers to your current maid who you are renewing. The policy start date should be one day after your maid’s current work permit expires.
- Transfer maid - refers to a maid who is currently working in Singapore and is transferring to work for you. The policy start date should be on or before the date you apply for a transfer with the Ministry of Manpower (MOM).