Faith, your friendly assistant
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Recent activity by Faith, your friendly assistant-
What is the rider term for the FWD TPD Rider?
The rider’s term will follow the policy term of your FWD Future First policy. If you have a 10-year renewable term and no claim was made during the rider term, we will automatically renew the rider...
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I am covered the same amount for the FWD Future First (the base plan), FWD Critical Illness Rider and FWD TPD Rider. What happens when I make a claim for total and permanent disability?
In the event of a claim, the FWD TPD Rider will pay out the base plan’s Sum Insured. The policy and its attached riders will end.
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What is the rider term for the FWD Critical Illness Rider?
The rider’s term will follow your FWD Future First policy term. If you have a 10-year renewable term and no claim was made during the rider term, we will automatically renew the rider for a further...
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What are the available policy terms for FWD Future First?
Fixed Term You can buy a policy cover of up to age 100. 10-Year Renewable Term You can buy a policy cover for 10 years and renew the policy every 10 years. The policy’s maximum cover age is 100. Th...
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Can I buy FWD’s Stroke insurance for my parents or child(ren)?
Yes, you can, but please note that the person covered must also be the policyholder, and this person needs to be between 18 and 65 years old (both inclusive).
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I have a ‘US Indicia’. Will I be subjected to Foreign Account Tax Compliance Act (FATCA) requirements when I buy DIRECT – Term Life insurance from FWD?
No, because DIRECT – Term Life insurance doesn’t have a cash value – that is, no surrender value, and no investment or savings component. This means your policy won’t be subject to FATCA’s reportin...
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Do I need to make a health declaration to reinstate my policy?
We’ll need you to make a new full health declaration, where medical and financial underwriting may be required, if your policy has lapsed for more than 60 days. Please refer to the policy contract ...
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What kind of events does FWD Home insurance cover?
FWD Home insurance covers the most common events (insured events) that lead to loss or damage to your home and its contents such as: Fire, smoke, lightning or explosion; being hit by a third-party...
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I was required to buy HDB fire insurance, do I still need to buy FWD’s home insurance?
Your home contents and renovations are not covered by HDB fire insurance. HDB fire insurance only covers for the shell of your home in the original state it was built. This is a common misunderstan...
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If I’m already on a ferry or a cruise ship, can I still buy FWD’s travel insurance?
Yes, you can. As long as you are in Singapore’s territorial waters and before immigration, you can buy our travel insurance. Please note that any claim made for something that happened before you b...