Minimum protection level (MPL) refers to the guaranteed minimum death cover that this policy provides and is calculated using the sum insured multiplied by the multiplier factor chosen before the policy effective date.
Policy owner has the option to select the multiplier factor and MPL age option before the policy effective date. The same multiplier factor and MPL age option will also apply to the FWD Early CI Protection Rider and FWD CI Protection Rider (if applicable).