Can the multiplier factor and minimum protection level (MPL) age option be changed during the policy term? Faith, your friendly assistant October 31, 2023 16:00 Updated The multiplier factor and minimum protection level (MPL) age option cannot be changed after the policy is issued. Related articles What happens if there is a change in sum insured? What is Minimum protection level (MPL)? Will the minimum protection level (MPL) amount remain the same throughout the policy term? Is the Reversionary Bonus based on the sum insured or the minimum protection level (MPL)? Does the Lifestage Purchase Option apply to the person insured in a third party policy?