Can the multiplier factor and minimum protection level (MPL) age option be changed during the policy term? Faith, your friendly assistant October 31, 2023 16:00 Updated The multiplier factor and minimum protection level (MPL) age option cannot be changed after the policy is issued. Related articles What happens if there is a change in sum insured? Is the Reversionary Bonus based on the sum insured or the minimum protection level (MPL)? Does the Lifestage Purchase Option apply to the person insured in a third party policy? Will the minimum protection level (MPL) amount remain the same throughout the policy term? What is Minimum protection level (MPL)?