Is the Reversionary Bonus based on the sum insured or the minimum protection level (MPL)? Faith, your friendly assistant October 31, 2023 16:00 Updated The Reversionary Bonus is based on the sum insured. Related articles Can the policy owner request for a partial surrender? Does the Lifestage Purchase Option apply to the person insured in a third party policy? Will the minimum protection level (MPL) amount remain the same throughout the policy term? How do I renew my FWD HDB Fire insurance? What is the definition of Total and Permanent Disability (TPD)?