You can buy this add-on together with our travel insurance on the same day that you’re travelling. You can buy FWD’s COVID-19 enhanced travel benefits as long as you are in Singapore before immigration. Please note that any claims made for incidences that happen before you buy your insurance will not be covered. This includes trip cancellation and loss of deposit. Also, please note that we will not pay any claims for trip cancellation and loss of deposit benefit if you buy your policy less than 3 days before your scheduled departure date.