We will reimburse costs incurred by you for medically necessary treatment for COVID-19. This includes subsequent Antigen Rapid Test (ART) self-test kits purchased solely for monitoring the progress of your recovery from COVID-19. The quantity of ART self-test kits purchased should not exceed what is reasonably expected for this purpose.
We will not reimburse for the following:
- Any medical expenses incurred that a medical practitioner does not deem to be medically necessary;
- any mandatory COVID-19 diagnostic tests that you are required to take for your trip, such as pre-departure tests and post-arrival tests, regardless of the test result; and
- any COVID-19 ART self-test kits purchased in excess of what is regarded as reasonably necessary for the purpose of monitoring your recovery from COVID-19.